Your numbers stay yours.

What stays on your device

The financial details you type — income, debts, down payment, the price you explore — never leave your browser. They are never transmitted to us and never sold. The only network requests this site makes are for its own pages and the static data files behind the calculator: the ZIP-to-county index, your county's cost data, and the weekly mortgage-rate file. Those requests carry a ZIP-derived filename, nothing you typed. Share links carry a scenario in the URL's hash fragment, which browsers never send to any server.

What our infrastructure sees

Cloudflare serves this site. Like any web host, it processes the standard information needed to deliver a page — your IP address and ordinary request logs (which page, when, your browser type). That is a normal part of how the internet works and is separate from the numbers you enter in the calculator, which never reach it.

Analytics

We may use privacy-respecting, cookie-free analytics to count visits and see which features get used, so we can make the tool better. This kind of measurement does not track you across other sites and does not need a consent banner. If we ever add tools that would require your consent, we will ask you first.

Partner links

Some links are clearly labeled Sponsored. If you click one, you leave for the partner's own site, and from that point their privacy policy governs what they collect. Partners may pay us per click or per lead. This never changes the numbers the calculator shows — the math is the same whether or not a link is paid.

Email

We only collect an email address if you ever explicitly opt in to something that asks for one. No such thing exists today, and there is no account to create and no newsletter to join.

Your rights

Questions, or want anything associated with you removed? Email hello@2muchhouse.com and we will help.

Effective July 4, 2026. We’ll update this page when our practices change. See also our disclaimer and affiliate disclosure.