:root{color-scheme:light;--bg:#fafaf8;--surface:#ffffff;--surface-2:#f4f3ee;--ink:#1b1a16;--ink-2:#4a483f;--ink-muted:#77756b;--line:#e6e4db;--line-strong:#d8d6cc;--accent:#3730a3;--accent-strong:#312e81;--accent-soft:rgba(55,48,163,0.08);--accent-ring:rgba(55,48,163,0.32);--band-good:#4b8063;--band-good-ink:#2f5d47;--band-good-soft:rgba(75,128,99,0.12);--band-warn:#b0803f;--band-warn-ink:#7c581f;--band-warn-soft:rgba(176,128,63,0.12);--band-bad:#b0574b;--band-bad-ink:#7d3a30;--band-bad-soft:rgba(176,87,75,0.12);--cat-pi:#3d3a8f;--cat-tax:#2f6f8f;--cat-ins:#4a8c79;--cat-pmi:#b08343;--cat-life:#8a8578;--seg-taxes:#1f7ea8;--seg-retirement:#c05a86;--seg-housing:#5450c9;--seg-debts:#b57f1f;--seg-free:#2f9271;--fs-eyebrow:0.8125rem;--fs-sm:0.875rem;--fs-base:1rem;--fs-lg:1.25rem;--fs-xl:1.75rem;--fs-2xl:2.5rem;--s1:0.25rem;--s2:0.5rem;--s3:0.75rem;--s4:1rem;--s5:1.5rem;--s6:2rem;--s7:3rem;--radius:14px;--radius-sm:10px;--shadow:0 1px 2px rgba(0,0,0,0.04);--shadow-card:0 1px 2px rgba(0,0,0,0.04),0 8px 24px -20px rgba(27,26,22,0.25);--font-sans:var(--font-inter),ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}*{box-sizing:border-box}body,html{margin:0;padding:0}body{background:var(--bg);color:var(--ink);font-family:var(--font-sans);font-size:var(--fs-base);line-height:1.55;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}.metric strong,.tnum,input,strong,td,th{font-feature-settings:"tnum";font-variant-numeric:tabular-nums}a{color:inherit}h1,h2,h3{margin:0;color:var(--ink);letter-spacing:-.01em;line-height:1.1}h1{font-size:clamp(2rem,4.5vw,2.75rem);font-weight:700}h2{font-size:var(--fs-lg);font-weight:600}p{margin:0;color:var(--ink-2);line-height:1.6}.shell{display:flex;flex-direction:column;min-height:100vh}.site-nav{position:-webkit-sticky;position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:var(--s4);min-height:60px;padding:0 clamp(var(--s4),4vw,var(--s7));background:rgba(250,250,248,.85);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.site-nav .wordmark{display:inline-flex;align-items:center;gap:var(--s2);font-weight:700;font-size:.95rem;letter-spacing:-.01em;text-decoration:none;color:var(--ink)}.site-nav .wordmark .mark{width:12px;height:12px;border-radius:4px;background:var(--accent)}.site-nav .links{display:flex;gap:clamp(var(--s3),3vw,var(--s5))}.site-nav .links a{position:relative;padding:4px 0;font-size:var(--fs-sm);font-weight:500;color:var(--ink-muted);text-decoration:none;transition:color .12s ease}.site-nav .links a.active,.site-nav .links a:hover{color:var(--ink)}.site-nav .links a.active:after{content:"";position:absolute;left:0;right:0;bottom:-1px;height:2px;border-radius:2px;background:var(--accent)}.site-footer{margin-top:auto;padding:var(--s5) clamp(var(--s4),4vw,var(--s7));border-top:1px solid var(--line);color:var(--ink-muted);font-size:var(--fs-sm)}.site-footer p{margin:0}.site-footer .footer-tagline{font-weight:600;color:var(--ink-2)}.site-footer .footer-line{margin-top:2px}.site-footer .footer-links{display:flex;flex-wrap:wrap;align-items:center;gap:var(--s2);margin-top:var(--s3)}.site-footer .footer-links a{color:var(--ink-muted);text-decoration:none;transition:color .12s ease}.site-footer .footer-links a:hover{color:var(--ink)}.site-footer .footer-links span{color:var(--line-strong)}.main{width:min(1120px,calc(100% - 2rem));margin:0 auto;padding:var(--s6) 0 var(--s7)}.eyebrow{margin:0 0 var(--s2);color:var(--accent);font-size:var(--fs-eyebrow);font-weight:600;letter-spacing:.08em;text-transform:uppercase}.studio .lede{max-width:60ch;margin-top:var(--s3);font-size:1.05rem}.studio-grid{display:grid;grid-template-columns:380px minmax(0,1fr);grid-gap:var(--s5);gap:var(--s5);align-items:start;margin-top:var(--s6)}.results-column{grid-gap:var(--s4)}.results-column,.results-duo{display:grid;gap:var(--s4);min-width:0}.results-duo{grid-template-columns:1fr 1fr;grid-gap:var(--s4)}.results-duo .duo-card{display:flex;flex-direction:column;min-width:0}.results-duo .duo-card>h2{margin-bottom:var(--s4)}.results-duo .duo-card .gauge,.results-duo .duo-card .paycheck-flow{flex:1 1}.control-surface,.panel{border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);box-shadow:var(--shadow);padding:var(--s5)}.panel{transition:border-color .16s ease}.panel h2{margin-bottom:var(--s4)}.control-surface{display:grid;grid-gap:var(--s5);gap:var(--s5)}.control-group{display:grid;grid-gap:var(--s4);gap:var(--s4);padding:var(--s4);border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--surface-2)}.group-label{display:block;margin:calc(-1 * var(--s4)) calc(-1 * var(--s4)) 0;padding:var(--s3) var(--s4);border-bottom:1px solid var(--line);border-radius:var(--radius-sm) var(--radius-sm) 0 0;background:var(--surface);font-size:var(--fs-eyebrow);font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2)}.segmented{display:grid;grid-template-columns:1fr 1fr;grid-gap:3px;gap:3px;padding:3px;border-radius:var(--radius-sm);background:var(--surface-2);border:1px solid var(--line)}.segmented button{-webkit-appearance:none;-moz-appearance:none;appearance:none;border:0;border-radius:7px;padding:.55rem .5rem;font:inherit;font-size:var(--fs-sm);font-weight:600;color:var(--ink-muted);background:transparent;cursor:pointer;transition:color .12s ease,background .12s ease,box-shadow .12s ease}.segmented button:hover{color:var(--ink)}.segmented button.active{color:var(--accent-strong);background:var(--surface);box-shadow:0 1px 2px rgba(27,26,22,.12)}.field{display:grid;grid-gap:var(--s2);gap:var(--s2)}.field-head,.field>span{display:flex;align-items:baseline;justify-content:space-between;gap:var(--s3);font-size:var(--fs-sm);font-weight:500;color:var(--ink-2)}.field .hint{font-size:var(--fs-eyebrow);font-weight:500;color:var(--ink-muted)}.input-wrap{display:flex;align-items:center;gap:0;border:1px solid var(--line-strong);border-radius:var(--radius-sm);background:var(--surface);padding:0 .7rem;transition:border-color .12s ease,box-shadow .12s ease}.input-wrap:focus-within{border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-ring)}.input-wrap .affix{color:var(--ink-muted);font-size:var(--fs-sm);font-weight:500;font-style:normal}.input-wrap input{flex:1 1;min-width:0;width:100%;border:0;outline:none;background:transparent;color:var(--ink);font:inherit;font-weight:600;padding:.6rem .4rem}.input-wrap input[type=number]{-moz-appearance:textfield}.input-wrap input::-webkit-inner-spin-button,.input-wrap input::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}select{width:100%;min-height:2.7rem;border:1px solid var(--line-strong);border-radius:var(--radius-sm);background:var(--surface);color:var(--ink);font:inherit;font-weight:500;padding:0 .7rem;cursor:pointer;transition:border-color .12s ease,box-shadow .12s ease}select:focus-visible{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-ring)}.zip-status{font-size:var(--fs-eyebrow);color:var(--ink-muted);line-height:1.4}.zip-status.zip-status-national{color:var(--band-warn-ink)}.override-tile{border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--surface);overflow:hidden}.override-tile>summary{display:flex;align-items:baseline;gap:var(--s2);padding:var(--s3) var(--s4);cursor:pointer;list-style:none;font-size:var(--fs-sm);font-weight:600;color:var(--ink-2)}.override-tile>summary::-webkit-details-marker{display:none}.override-tile>summary:after{content:"+";margin-left:auto;color:var(--ink-muted);font-size:var(--fs-lg);font-weight:400;line-height:1}.override-tile[open]>summary:after{content:"\2212"}.override-summary-label{color:var(--ink)}.override-tile>summary .hint{font-size:var(--fs-eyebrow);font-weight:500;color:var(--ink-muted)}.override-body{display:grid;grid-gap:var(--s4);gap:var(--s4);padding:var(--s4);border-top:1px solid var(--line);background:var(--surface-2)}.override-row{display:grid;grid-gap:var(--s2);gap:var(--s2)}.override-row-head{display:flex;align-items:baseline;justify-content:space-between;gap:var(--s3);min-height:1.4rem;font-size:var(--fs-sm);font-weight:500;color:var(--ink-2)}.override-label{display:inline-flex;align-items:baseline;gap:var(--s2)}.override-label .hint{font-size:var(--fs-eyebrow);font-weight:500;color:var(--ink-muted)}.override-reset{-webkit-appearance:none;-moz-appearance:none;appearance:none;border:1px solid var(--line-strong);border-radius:999px;background:var(--surface);color:var(--accent-strong);font:inherit;font-size:var(--fs-eyebrow);font-weight:600;padding:.15rem .55rem;cursor:pointer;transition:border-color .12s ease,background .12s ease}.override-reset:hover{border-color:var(--accent);background:var(--accent-soft)}.chips{display:grid;grid-template-columns:repeat(6,1fr);grid-gap:var(--s2);gap:var(--s2)}.chips.chips-3{grid-template-columns:repeat(3,1fr)}.chip{-webkit-appearance:none;-moz-appearance:none;appearance:none;min-height:2.2rem;border:1px solid var(--line-strong);border-radius:999px;background:var(--surface);color:var(--ink-2);font:inherit;font-size:var(--fs-sm);font-weight:600;cursor:pointer;transition:border-color .12s ease,background .12s ease,color .12s ease}.chip:hover{border-color:var(--accent);color:var(--ink)}.chip.selected{border-color:var(--accent);background:var(--accent-soft);color:var(--accent-strong)}input[type=range]{width:100%;accent-color:var(--accent)}.slider-field{gap:var(--s2)}.range,.slider-field input[type=range]{width:100%}.range{-webkit-appearance:none;-moz-appearance:none;appearance:none;height:22px;background:transparent;cursor:pointer}.range::-webkit-slider-runnable-track{height:6px;border-radius:999px;background:linear-gradient(to right,var(--accent) 0 var(--pct,50%),var(--line-strong) var(--pct,50%) 100%)}.range::-moz-range-track{height:6px;border-radius:999px;background:var(--line-strong)}.range::-moz-range-progress{height:6px;border-radius:999px;background:var(--accent)}.range::-webkit-slider-thumb{-webkit-appearance:none;margin-top:-7px;width:20px;height:20px;border-radius:50%;background:var(--surface);border:2px solid var(--accent);box-shadow:0 1px 3px rgba(27,26,22,.25);-webkit-transition:transform .12s ease;transition:transform .12s ease}.range::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--surface);border:2px solid var(--accent);box-shadow:0 1px 3px rgba(27,26,22,.25)}.range:active::-webkit-slider-thumb{transform:scale(1.08)}.range:focus-visible{outline:none}.range:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 4px var(--accent-ring)}.range:focus-visible::-moz-range-thumb{box-shadow:0 0 0 4px var(--accent-ring)}.rate-field{display:grid;grid-gap:var(--s2);gap:var(--s2)}.rate-source{margin:0;font-size:var(--fs-eyebrow);color:var(--ink-muted);line-height:1.4}.price-slider{height:30px}.price-slider::-webkit-slider-runnable-track{height:8px}.price-slider::-webkit-slider-thumb{margin-top:-9px;width:26px;height:26px}.price-slider::-moz-range-thumb{width:26px;height:26px}.outcome{border:1px solid var(--line);border-radius:var(--radius);background:radial-gradient(120% 140% at 0 0,var(--accent-soft),transparent 55%),var(--surface);box-shadow:var(--shadow-card);padding:var(--s6)}.outcome .eyebrow{margin-bottom:var(--s3)}.outcome .price{font-size:clamp(2.5rem,5.5vw,3.5rem);font-weight:700;line-height:1;letter-spacing:-.02em;color:var(--ink)}.outcome .down-line{margin-top:var(--s3);font-size:1.05rem;font-weight:600;color:var(--ink-2)}.outcome .cost-line{margin-top:var(--s2)}.outcome .budget-line,.outcome .cost-line{color:var(--ink-muted);font-size:var(--fs-sm)}.outcome .budget-line{margin-top:var(--s4);padding-top:var(--s4);border-top:1px solid var(--line)}.outcome .budget-line a{color:var(--accent-strong);font-weight:600;text-underline-offset:2px}.lender-line{margin-top:var(--s4);padding:var(--s4);border:1px dashed var(--line-strong);border-radius:var(--radius-sm);background:var(--surface-2);font-size:var(--fs-sm);line-height:1.6;color:var(--ink-2)}.lender-line strong{color:var(--ink);font-weight:600}.cash-to-close{margin-top:var(--s4);padding-top:var(--s4);border-top:1px solid var(--line)}.cash-to-close .ctc-head{display:block;font-size:var(--fs-eyebrow);font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-muted)}.cash-to-close .ctc-total{margin-top:var(--s1);font-size:var(--fs-xl);font-weight:700;letter-spacing:-.01em;color:var(--ink)}.cash-to-close .ctc-rows{display:grid;grid-gap:var(--s2);gap:var(--s2);margin-top:var(--s3)}.cash-to-close .ctc-row{display:flex;align-items:baseline;justify-content:space-between;gap:var(--s4);font-size:var(--fs-sm)}.cash-to-close .ctc-row>span{color:var(--ink-2)}.cash-to-close .ctc-row strong{font-weight:600;color:var(--ink)}.cash-to-close .ctc-note{margin-top:var(--s3);font-size:var(--fs-eyebrow);color:var(--ink-muted);line-height:1.5}.explore-head{display:flex;align-items:center;justify-content:space-between;gap:var(--s3);margin-bottom:var(--s4)}.explore-head .explore-price{font-size:var(--fs-xl);font-weight:700;letter-spacing:-.01em}.reset-chip{-webkit-appearance:none;-moz-appearance:none;appearance:none;border:1px solid var(--line-strong);border-radius:999px;background:var(--surface);color:var(--accent-strong);font:inherit;font-size:var(--fs-eyebrow);font-weight:600;padding:.3rem .75rem;cursor:pointer;transition:border-color .12s ease,background .12s ease}.reset-chip:hover{border-color:var(--accent);background:var(--accent-soft)}.range-scale{display:flex;justify-content:space-between;margin-top:var(--s2);color:var(--ink-muted);font-size:var(--fs-eyebrow)}.gauge{display:grid;justify-items:center;text-align:center;grid-gap:var(--s2);gap:var(--s2)}.gauge svg{width:100%;max-width:280px;height:auto}.gauge .needle{transition:transform .3s ease;transform-box:view-box}.gauge .band-label{font-size:var(--fs-xl);font-weight:700;letter-spacing:-.01em}.gauge.comfortable .band-label{color:var(--band-good-ink)}.gauge.stretched .band-label{color:var(--band-warn-ink)}.gauge.house-poor .band-label{color:var(--band-bad-ink)}.gauge .share{color:var(--ink-2);font-size:var(--fs-sm);font-weight:500}.gauge .residual{max-width:34ch;color:var(--ink-muted);font-size:var(--fs-sm)}.gauge .verdict{max-width:42ch;margin-top:var(--s2);color:var(--ink-2);font-size:var(--fs-sm)}.gauge-neutral{display:grid;grid-gap:var(--s2);gap:var(--s2);place-items:center;text-align:center;padding:var(--s5) 0;color:var(--ink-muted)}.gauge-neutral strong{color:var(--ink);font-size:var(--fs-lg);font-weight:600}.breakdown{display:grid;grid-gap:var(--s4);gap:var(--s4)}.breakdown-bar{display:flex;width:100%;height:12px;border-radius:999px;overflow:hidden;background:var(--surface-2)}.breakdown-bar span{min-width:2px;transition:width .2s ease}.legend{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));grid-gap:var(--s2) var(--s4);gap:var(--s2) var(--s4)}.legend-item{display:flex;align-items:center;gap:var(--s2);font-size:var(--fs-sm);color:var(--ink-2)}.legend-item .swatch{width:10px;height:10px;border-radius:3px;flex:none}.legend-item .lv{margin-left:auto;font-weight:600;color:var(--ink)}.legend-item .lv.negative-text{color:var(--band-bad-ink)}.paycheck-note{color:var(--ink-muted);font-size:var(--fs-sm)}.paycheck-flow{display:grid;grid-gap:var(--s4);gap:var(--s4);justify-items:center}.donut{position:relative;width:100%;max-width:200px}.donut svg{width:100%;height:auto;display:block}.donut circle{transition:stroke-dashoffset .2s ease,stroke-dasharray .2s ease}.donut-center{position:absolute;inset:0;display:grid;align-content:center;justify-items:center;grid-gap:2px;gap:2px;text-align:center;pointer-events:none}.donut-center .donut-label{font-size:var(--fs-eyebrow);color:var(--ink-muted)}.donut-center .donut-value{font-size:var(--fs-lg);font-weight:700;color:var(--ink);letter-spacing:-.01em}.paycheck-flow .legend{width:100%}.paycheck-overspend{color:var(--band-bad-ink);font-size:var(--fs-sm);font-weight:500}.cost-summary{display:flex;flex-wrap:wrap;gap:var(--s5);margin-top:var(--s4);padding-top:var(--s4);border-top:1px solid var(--line)}.cost-summary .cs{display:grid;grid-gap:2px;gap:2px}.cost-summary .cs .cs-label{font-size:var(--fs-eyebrow);color:var(--ink-muted);text-transform:uppercase;letter-spacing:.05em}.cost-summary .cs .cs-value{font-size:var(--fs-lg);font-weight:700}.cost-summary .cs .cs-value.accent{color:var(--accent-strong)}.metric{display:flex;align-items:baseline;justify-content:space-between;gap:var(--s4);padding:.7rem 0;border-bottom:1px solid var(--line);font-size:var(--fs-sm)}.metric:last-child{border-bottom:0}.metric>span{color:var(--ink-2)}.metric strong{text-align:right;font-weight:600;color:var(--ink)}.metric .sub{display:block;margin-top:2px;font-size:var(--fs-eyebrow);font-weight:500;color:var(--ink-muted)}.accent-text{color:var(--accent-strong)}.positive-text{color:var(--band-good-ink)}.negative-text{color:var(--band-bad-ink)}.note{margin-top:var(--s4);padding-top:var(--s4);border-top:1px solid var(--line);color:var(--ink-muted);font-size:var(--fs-eyebrow);line-height:1.5}.risk-note{margin-top:var(--s3);padding-left:var(--s3);border-left:2px solid var(--band-warn);color:var(--ink-2);font-size:var(--fs-sm)}.risk-note.quote-cta{border-left-color:var(--line-strong);color:var(--ink-muted)}.quote-link{color:var(--accent-strong);font-weight:600;text-decoration:none}.quote-link:hover{text-decoration:underline}.sponsor-inline{margin-left:var(--s2);padding:1px 8px;border:1px solid var(--line);border-radius:999px;background:var(--surface-2);color:var(--ink-muted);font-size:var(--fs-eyebrow);font-weight:500;white-space:nowrap}.sponsor-head{display:flex;align-items:baseline;justify-content:space-between;gap:var(--s3);margin-bottom:var(--s4)}.sponsor-head h2{margin-bottom:0}.sponsor-tag{padding:2px 10px;border:1px solid var(--line);border-radius:999px;background:var(--surface-2);color:var(--ink-muted);font-size:var(--fs-eyebrow);font-weight:500;white-space:nowrap}.sponsor-panel>p:not(.note){margin:0 0 var(--s4);color:var(--ink-2);font-size:var(--fs-sm)}.btn-quote{display:flex;align-items:center;justify-content:center;width:100%;min-height:2.75rem;border:1px solid var(--accent-ring);border-radius:var(--radius-sm);background:var(--accent-soft);color:var(--accent-strong);font-weight:600;text-decoration:none;transition:background .12s 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